Additional dental insurance - do you have it?

[Alberto]

Just curious. Do you guys have it?

I really have bad luck when it comes to dental health. Already spent fortunes since childhood. Now at age 51 going for implants #3 and #4.

Yesterday at the hygienist I was suggested to take dental insurance. It seems a good deal: 16.9 eur/month. Already with only 2 professional cleanings a year, it more than pays itself back.

Where do you stand on dental insurance?

[Fraufruit]

I don't have supplemental. I get 3 cleanings/year for free because I have gum disease.

How long do you have to wait to use the insurance after you sign up?

[Alberto]

How long do you have to wait to use the insurance after you sign up?

Good question.
I didn't check it up, but the hygienist yesterday told me there is zero waiting time.

[Fraufruit]

So 2 implants for € 16,90. Nicht schlect.

[Frantic]

I don't have supplemental. I get 3 cleanings/year for free because I have gum disease.

How long do you have to wait to use the insurance after you sign up?

Hi

It's OK if you prefer to not share this info but is it paradonthitis?
I have it and my dentist said I can make just two treatments per year for 2 years in a row. Then I hand to wait 2 years before the insurance can cove4 again the same cycle of deep cleaning

[Fraufruit]

Yes, that's what it is.

My dentist told me I get 3 cleanings per year. I'm in my 2nd year since she told me that. Not sure if it is finished after 2 years but I will find out.

[Sam-I-Am]

Just curious. Do you guys have it?
Where do you stand on dental insurance?

Yes I have it via Getsafe... and I'm not impressed. It costs me €24 per month; aged 59 but with all my original teeth still but they only cover 1 cleaning p.a. and I'm currently arguing with them about covering a root canal treatment. They won't tell me if they will cover it and tell me to have it done and then send them the bill and then they will check if they will cover any part of the work. They are useless/slow to respond... but as an expat Getsafe get recommended a lot as they are English speaking 'middle men'.

So maybe I am biased against them, but I also checked with Ottonova (more expensive) and Feather. Not sure I'll continue to have extra dental insurance if it turns out root canal isn't covered. I've had it 3 years and only used it for 1 x hygienist treatment per year.

Curious about others experiences too....

[Fraufruit]

Public insurance covers root canals.