Search found 32 matches

by Kerfuffle
Wed Feb 11, 2026 11:28 am
Forum: Taxes & finance
Topic: WEG: Tax return when Abrechnung from the Hausverwaltung comes very late in the year
Replies: 10
Views: 322

Re: WEG: Tax return when Abrechnung from the Hausverwaltung comes very late in the year

I did try to verify because I quite fancied quoting the legal basis for this but did not want to post Chat GPT info as it is not always correct. I have personal experience with an owned apartment in a shared property and this is how we have dealt wth it when money had to be used from the maintenance...
by Kerfuffle
Tue Feb 10, 2026 8:14 pm
Forum: Taxes & finance
Topic: WEG: Tax return when Abrechnung from the Hausverwaltung comes very late in the year
Replies: 10
Views: 322

Re: WEG: Tax return when Abrechnung from the Hausverwaltung comes very late in the year

My understanding is that these one off repairs which occured in 2025 will not be considered in your tax return for 2025 but most likely in 2026 as this is the year where the owners committee approves the annual accounts for 2025.
by Kerfuffle
Wed Jan 21, 2026 3:02 pm
Forum: Miscellaneous
Topic: Why are you happy today?
Replies: 224
Views: 181385

Re: Why are you happy today?

This gives me hope and nice to see a statesman in action.

by Kerfuffle
Sun Jan 18, 2026 3:08 pm
Forum: Traveling in Europe
Topic: Can British citizens travel to the UK using a non-British passport?
Replies: 60
Views: 4276

Re: Can British citizens travel to the UK using a non-British passport?

N If the worst comes to the worst, i can show them my pension payments from the DWP in my banking app :D I think, these are two completely different things though, passport is linked to citizenship. The UK state pension is not linked to that at all, you can draw this without being a UK passport hol...
by Kerfuffle
Sun Jan 11, 2026 5:24 pm
Forum: Health insurance
Topic: Krankenkasse and non-EU pension
Replies: 4
Views: 495

Re: Krankenkasse and non-EU pension

I don't know if the KVdR asks for a Steuerbescheid like for voluntary members but in any case your Canadian state(?) pension is taxable income in Germany assuming you are tax resident here. It is not at all unlikely that the KK will some day see a Steuerbescheid from you and your Canadian pension w...
by Kerfuffle
Wed Sep 17, 2025 6:16 pm
Forum: Health insurance
Topic: Offsetting Familienversicherung income limits
Replies: 15
Views: 4840

Re: Offsetting Familienversicherung income limits

skadi wrote: Wed Sep 17, 2025 1:53 pm

Or have them reinvested automatically into more Premium Bonds, then she doesn't need a bank account - unless she's at the £30k limit, or wants the cash.
The current max holding for Premium Bonds is £50K.
by Kerfuffle
Mon Sep 15, 2025 8:15 pm
Forum: Health insurance
Topic: Offsetting Familienversicherung income limits
Replies: 15
Views: 4840

Re: Offsetting Familienversicherung income limits

[/quote]Thank you. Interesting….i think that the account holder needs to be the PB holder? Ive not used Wise for a while. Isn’t the UK account theirs? Ive asked if my daughter can pay into my UK HSBC account. No! That was a couple of years ago so I’ll check again just in case. [/quote] If your daugh...
by Kerfuffle
Mon Sep 15, 2025 4:31 pm
Forum: Health insurance
Topic: Offsetting Familienversicherung income limits
Replies: 15
Views: 4840

Re: Offsetting Familienversicherung income limits

Kiddo and I get excited every month. Happy with an occasional £25 so far 😊. Still trying to work out how she can get her outstanding wins without a Uk bank account….. Have you looked into a Wise account (used to be transfer wise) or Revolut, for some of them you do not need to be a UK resident but ...
by Kerfuffle
Sun Sep 14, 2025 7:34 pm
Forum: Health insurance
Topic: Zahnreinigung and GKK
Replies: 7
Views: 910

Re: Zahnreinigung and GKK

TK pays 40 EUR towards Prophylaxe only.
by Kerfuffle
Tue Aug 12, 2025 9:55 am
Forum: Health insurance
Topic: Sick leave abroad
Replies: 3
Views: 830

Re: Sick leave abroad

Hi there, I think you need to take this up with your employer and also take a look at your employment contract. Tere is normally provision made what needs to be supplied and by when.
by Kerfuffle
Wed Jun 11, 2025 6:04 pm
Forum: Baking, Cooking - Tools, tricks & Recipes
Topic: Hand blender - Stabmixer
Replies: 9
Views: 1848

Re: hand blender - stabmixer

Thanks a lot for pointing this out. Actually I did consider them. The ONE person with whom I discussed, my mum, strongly discouraged me for using the manual ones for jams. But maybe they're actually good? For sure there's no motor to burn... Did your mum give reasons? If you were near I would lend ...
by Kerfuffle
Wed Jun 11, 2025 5:37 pm
Forum: Baking, Cooking - Tools, tricks & Recipes
Topic: Hand blender - Stabmixer
Replies: 9
Views: 1848

Re: hand blender - stabmixer

Have you considered a manual solution? I would experiment with putting the fruit through a mincer and then stating the jam process, if you google Fleischwolf that should throw up what I ean. I bought a cast iron old school model for a fiver from a flea market/charity shop but there are stainless ste...
by Kerfuffle
Tue Mar 04, 2025 3:40 pm
Forum: Taxes & finance
Topic: New (recalculated) land tax
Replies: 38
Views: 68115

Re: New (recalculated) land tax

The letters (one to me & one to my wife) arrived today from our town in Southern Schleswig-Holstein. Why they didn't just send one notice the "Herr & Frau HEM"... I guess that the letters has to go to all owners and the owners may not always live at the same address, so the easies...
by Kerfuffle
Sun Feb 16, 2025 8:56 am
Forum: Miscellaneous
Topic: Why are you unhappy today?
Replies: 173
Views: 192091

Re: Why are you unhappy today?

It is looking grim for Ukraine and Europe needs to pull closer with effective action on so many levels and hopefully less bureaucracy. I do worry for concepts like free speech that allows anybody to spout any rubbish - unchecked. Womens rights, reproductive and otherwise. And I am concerned for elec...
by Kerfuffle
Fri Feb 07, 2025 4:41 pm
Forum: Taxes & finance
Topic: UK Private Pension - Brexit Issue
Replies: 15
Views: 9180

Re: UK Private Pension - Brexit Issue

I'm in a similar situation with a "stranded" pension fund in the UK - no annuity and only complete withdrawal or leaving as life insurance possible Me too and none of the advisers I have spoken to, both in the UK and in Germany, have come back with anything useful. I may leave this to my ...
by Kerfuffle
Fri Feb 07, 2025 4:38 pm
Forum: Taxes & finance
Topic: Insurance and pension payout after bereavement: tax and health insurance considerations?
Replies: 0
Views: 1650

Insurance and pension payout after bereavement: tax and health insurance considerations?

I need to get my head three payouts: firstly a life insurance payout following my husbands's death. UK policy payable on death only, this is not taxed in the UK and I hope not taxed here either as I cannot see that it falls under one of the seven categories of taxable income. Will it be subject to h...
by Kerfuffle
Thu Feb 06, 2025 5:32 pm
Forum: Taxes & finance
Topic: New (recalculated) land tax
Replies: 38
Views: 68115

Re: New (recalculated) land tax

Our land tax has gone up by about 11%, not sure about changes to water charges yet. It was worth checking the Bescheid though because they sneakily charged church tax, a small amount but annoying nonetheless. Widerspruch by email was dealt with in a few days, so all is well.
by Kerfuffle
Sun Dec 29, 2024 10:42 am
Forum: Taxes & finance
Topic: Early retirement in Germany based on EU contribution history
Replies: 23
Views: 13851

Re: Early retirement in Germany based on EU contribution history

GaryC wrote: Sat Dec 28, 2024 7:15 pm Happy to double-check your state pension position is you like, just to give you peace of mind.
Thanks Gary, I have sent you a PM.