alma.freya wrote: ↑Sun Dec 29, 2024 10:19 am
Thank you. Would transaction receipts downloaded from my bank be sufficient?
In a pinch yes, since they will show HRMC as the recipient and "NI" as the subject of the transfer.
But it would be better to get a letter issued by HMRC attesting to these NI contributions.
OK I'll try with the transfers, which is more evidence that I was planning on providing (none, I thought I would wait and see if they requested evidence).
GaryC wrote: ↑Sat Dec 28, 2024 3:07 pm
Have you looked into paying UK voluntary NI? Increase your UK pension, get a D tax deduction for the cost and have a potentially positive impact on your DRV pension.
According to DWP I am fully paid up, I had some correspondence with them after they stopped taking money from the direct debit set up for voluntary class 2 contributions. I am holding on to the letter they sent as I was contracted out of SERPS for a few yars and would like to make sure I am entitled to the full state pension when I hit 67. My bigger concern is a pension with Standard Life wihcih started out as a groupn personal pension and then I made voluntary payments as and when my financial circumstances allowed. I was hoping to draw down for bigger expenses in retirmement but leaned since that drawdawn is no longer an option for non residents since Brexit.
I can confirm from experience that Standard Life (and as far as I can make out, all other similar companies) no longer offer drawdown or annuity options to clients living outside the UK. The only options available it seems are a complete payout of the entire investment in the UK all in one go, or the a QROPS or similar transfer for example into an approved non-UK fund of which there are a couple in Germany.
