Temporary car insurance for a car with US license plates

Lorem ipsum dolor sit amet, consectetur adipisici elit
Post Reply
Nixon
Posts: 89
Joined: Sun Mar 03, 2024 12:08 am
Location: Munich, Kleinhadern
Has thanked: 39 times
Been thanked: 11 times

Temporary car insurance for a car with US license plates

Post by Nixon »

Hello,

I was searching TT, but no topic like this was found.

Friends from the US will come to Europe for a longer visit (less than 6 months) and they will bring their car with them here.
Is there an insurance in Germany that would cover nonresidents with foreign plates for a short period (1-3 months)?

Thanks,

Nixon.
Nixon
Posts: 89
Joined: Sun Mar 03, 2024 12:08 am
Location: Munich, Kleinhadern
Has thanked: 39 times
Been thanked: 11 times

Re: Temporary car insurance for a car with US license plates

Post by Nixon »

Found these from Hamburg: https://www.tourinsure.de/en/home
Robinson100
Posts: 157
Joined: Thu Feb 22, 2024 5:59 pm
Location: 82343 Pöcking
Has thanked: 304 times
Been thanked: 183 times

Re: Temporary car insurance for a car with US license plates

Post by Robinson100 »

Nixon wrote: Tue Sep 03, 2024 1:41 pm Found these from Hamburg: https://www.tourinsure.de/en/home
- may I ask what sort of price they are offering?
Nixon
Posts: 89
Joined: Sun Mar 03, 2024 12:08 am
Location: Munich, Kleinhadern
Has thanked: 39 times
Been thanked: 11 times

Re: Temporary car insurance for a car with US license plates

Post by Nixon »

I didn't go through the process, just forwarded the page to my friend.
However, this is what they say on their page regarding prices: https://www.tourinsure.de/wp-content/up ... per_en.pdf
User avatar
Franklan
Posts: 509
Joined: Sat Feb 17, 2024 3:37 pm
Location: Munich
Has thanked: 449 times
Been thanked: 680 times

Re: Temporary car insurance for a car with US license plates

Post by Franklan »

Nixon wrote: Tue Sep 03, 2024 11:18 am Friends from the US will come to Europe for a longer visit [..]
If/when their car gets in touch with German soil, it must be insured... Anything else would be illegal (to my understanding).
So - in my book - they need to have their *existing* American insurance extended to cover their car even on non American soil.

That should be doable with a phone call to their existing American insurance.
Nixon
Posts: 89
Joined: Sun Mar 03, 2024 12:08 am
Location: Munich, Kleinhadern
Has thanked: 39 times
Been thanked: 11 times

Re: Temporary car insurance for a car with US license plates

Post by Nixon »

Right, this add on has to be done in advance, and I will for sure let them know about the requirements in Germany.

Thanks.
hh-sailor
Posts: 24
Joined: Tue Mar 05, 2024 6:00 pm
Has thanked: 56 times
Been thanked: 29 times

Re: Temporary car insurance for a car with US license plates

Post by hh-sailor »

At those prices, wouldn't it be cheaper / easier to rent over here?
Additionally, the rented car wouldn't be so obvious (so less risky)

Just my thoughts...
Nixon
Posts: 89
Joined: Sun Mar 03, 2024 12:08 am
Location: Munich, Kleinhadern
Has thanked: 39 times
Been thanked: 11 times

Re: Temporary car insurance for a car with US license plates

Post by Nixon »

Different people, different thoughts.
It would be boring if we were all the same :)
User avatar
Franklan
Posts: 509
Joined: Sat Feb 17, 2024 3:37 pm
Location: Munich
Has thanked: 449 times
Been thanked: 680 times

Re: Temporary car insurance for a car with US license plates

Post by Franklan »

Just as a hint: if a car's paperwork says that the car has a max. speed of 240km/h, its tires must meet or exceed those speeds to be considered road legal in Germany.

This is something that the average American has not on the radar, as they consider 100mph to be warp speed, and thus usually have tires with specs lower than the top speed of the car, because they're cheaper.
Nixon
Posts: 89
Joined: Sun Mar 03, 2024 12:08 am
Location: Munich, Kleinhadern
Has thanked: 39 times
Been thanked: 11 times

Re: Temporary car insurance for a car with US license plates

Post by Nixon »

Thanks Franklan!

Warp speed :D
(Yep, I agree with you)
kaffeemitmilch
Posts: 61
Joined: Mon Mar 04, 2024 10:10 am
Location: Fra
Has thanked: 3 times
Been thanked: 20 times

Re: Temporary car insurance for a car with US license plates

Post by kaffeemitmilch »

Franklan wrote: Mon Sep 09, 2024 3:11 pm Just as a hint: if a car's paperwork says that the car has a max. speed of 240km/h, its tires must meet or exceed those speeds to be considered road legal in Germany.

This is something that the average American has not on the radar, as they consider 100mph to be warp speed, and thus usually have tires with specs lower than the top speed of the car, because they're cheaper.
Can't you just put a sticker with the allowable top speed inside if you have tires that aren't rated for the top speed? I've seen that in several cars.
User avatar
Franklan
Posts: 509
Joined: Sat Feb 17, 2024 3:37 pm
Location: Munich
Has thanked: 449 times
Been thanked: 680 times

Re: Temporary car insurance for a car with US license plates

Post by Franklan »

kaffeemitmilch wrote: Tue Sep 10, 2024 10:47 am Can't you just put a sticker with the allowable top speed inside if you have tires that aren't rated for the top speed? I've seen that in several cars.
Only for winter tires... Paragraph 36 STVZO (5) 1. a
Last edited by Franklan on Wed Sep 11, 2024 7:50 am, edited 1 time in total.
kaffeemitmilch
Posts: 61
Joined: Mon Mar 04, 2024 10:10 am
Location: Fra
Has thanked: 3 times
Been thanked: 20 times

Re: Temporary car insurance for a car with US license plates

Post by kaffeemitmilch »

Franklan wrote: Tue Sep 10, 2024 11:04 am
kaffeemitmilch wrote: Tue Sep 10, 2024 10:47 am Can't you just put a sticker with the allowable top speed inside if you have tires that aren't rated for the top speed? I've seen that in several cars.
Only for Winter tires... Paragraph 36 STVZO (5) 1. a
Ah good to know, thanks.
Post Reply