Temporary car insurance for a car with US license plates
-
- Posts: 96
- Joined: Sun Mar 03, 2024 12:08 am
- Location: Munich, Kleinhadern
- Has thanked: 54 times
- Been thanked: 19 times
Temporary car insurance for a car with US license plates
Hello,
I was searching TT, but no topic like this was found.
Friends from the US will come to Europe for a longer visit (less than 6 months) and they will bring their car with them here.
Is there an insurance in Germany that would cover nonresidents with foreign plates for a short period (1-3 months)?
Thanks,
Nixon.
I was searching TT, but no topic like this was found.
Friends from the US will come to Europe for a longer visit (less than 6 months) and they will bring their car with them here.
Is there an insurance in Germany that would cover nonresidents with foreign plates for a short period (1-3 months)?
Thanks,
Nixon.
-
- Posts: 96
- Joined: Sun Mar 03, 2024 12:08 am
- Location: Munich, Kleinhadern
- Has thanked: 54 times
- Been thanked: 19 times
Re: Temporary car insurance for a car with US license plates
Found these from Hamburg: https://www.tourinsure.de/en/home
-
- Posts: 162
- Joined: Thu Feb 22, 2024 5:59 pm
- Location: 82343 Pöcking
- Has thanked: 333 times
- Been thanked: 190 times
Re: Temporary car insurance for a car with US license plates
- may I ask what sort of price they are offering?
-
- Posts: 96
- Joined: Sun Mar 03, 2024 12:08 am
- Location: Munich, Kleinhadern
- Has thanked: 54 times
- Been thanked: 19 times
Re: Temporary car insurance for a car with US license plates
I didn't go through the process, just forwarded the page to my friend.
However, this is what they say on their page regarding prices: https://www.tourinsure.de/wp-content/up ... per_en.pdf
However, this is what they say on their page regarding prices: https://www.tourinsure.de/wp-content/up ... per_en.pdf
- Franklan
- Posts: 562
- Joined: Sat Feb 17, 2024 3:37 pm
- Location: Munich
- Has thanked: 526 times
- Been thanked: 759 times
Re: Temporary car insurance for a car with US license plates
If/when their car gets in touch with German soil, it must be insured... Anything else would be illegal (to my understanding).
So - in my book - they need to have their *existing* American insurance extended to cover their car even on non American soil.
That should be doable with a phone call to their existing American insurance.
-
- Posts: 96
- Joined: Sun Mar 03, 2024 12:08 am
- Location: Munich, Kleinhadern
- Has thanked: 54 times
- Been thanked: 19 times
Re: Temporary car insurance for a car with US license plates
Right, this add on has to be done in advance, and I will for sure let them know about the requirements in Germany.
Thanks.
Thanks.
Re: Temporary car insurance for a car with US license plates
At those prices, wouldn't it be cheaper / easier to rent over here?
Additionally, the rented car wouldn't be so obvious (so less risky)
Just my thoughts...
Additionally, the rented car wouldn't be so obvious (so less risky)
Just my thoughts...
- Franklan
- Posts: 562
- Joined: Sat Feb 17, 2024 3:37 pm
- Location: Munich
- Has thanked: 526 times
- Been thanked: 759 times
Re: Temporary car insurance for a car with US license plates
Just as a hint: if a car's paperwork says that the car has a max. speed of 240km/h, its tires must meet or exceed those speeds to be considered road legal in Germany.
This is something that the average American has not on the radar, as they consider 100mph to be warp speed, and thus usually have tires with specs lower than the top speed of the car, because they're cheaper.
This is something that the average American has not on the radar, as they consider 100mph to be warp speed, and thus usually have tires with specs lower than the top speed of the car, because they're cheaper.
-
- Posts: 64
- Joined: Mon Mar 04, 2024 10:10 am
- Location: Fra
- Has thanked: 3 times
- Been thanked: 24 times
Re: Temporary car insurance for a car with US license plates
Can't you just put a sticker with the allowable top speed inside if you have tires that aren't rated for the top speed? I've seen that in several cars.Franklan wrote: ↑Mon Sep 09, 2024 3:11 pm Just as a hint: if a car's paperwork says that the car has a max. speed of 240km/h, its tires must meet or exceed those speeds to be considered road legal in Germany.
This is something that the average American has not on the radar, as they consider 100mph to be warp speed, and thus usually have tires with specs lower than the top speed of the car, because they're cheaper.
- Franklan
- Posts: 562
- Joined: Sat Feb 17, 2024 3:37 pm
- Location: Munich
- Has thanked: 526 times
- Been thanked: 759 times
Re: Temporary car insurance for a car with US license plates
Only for winter tires... Paragraph 36 STVZO (5) 1. akaffeemitmilch wrote: ↑Tue Sep 10, 2024 10:47 am Can't you just put a sticker with the allowable top speed inside if you have tires that aren't rated for the top speed? I've seen that in several cars.
Last edited by Franklan on Wed Sep 11, 2024 7:50 am, edited 1 time in total.
-
- Posts: 64
- Joined: Mon Mar 04, 2024 10:10 am
- Location: Fra
- Has thanked: 3 times
- Been thanked: 24 times
Re: Temporary car insurance for a car with US license plates
Ah good to know, thanks.Franklan wrote: ↑Tue Sep 10, 2024 11:04 amOnly for Winter tires... Paragraph 36 STVZO (5) 1. akaffeemitmilch wrote: ↑Tue Sep 10, 2024 10:47 am Can't you just put a sticker with the allowable top speed inside if you have tires that aren't rated for the top speed? I've seen that in several cars.