autopayment of bank credit card

Questions and answers regarding your tax return or investments
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alison
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autopayment of bank credit card

Post by alison »

Since the topic came up before, I'll mention that I've learned that Berliner Volksbank does automatically pay credit card accounts from a Girokonto. Volksbank is a co-op, which was recommended to me by two new German friends on separate occasions. They have relatively few ATM machines, but their customer support is truly helpful. A disadvantage is that they have no affiliates in the US, so I am unable to link Volksbank with some of my overseas accounts.

Hope this helps,
Alison
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Re: autopayment of bank credit card

Post by yesterday »

I thought I would never need a credit card until I found out that it has some advantages.

Like if I want to hire a car in the UK, if I pay with a debit card I have to pay more with some providers. But credit cards give me the lowest prices.

So I now have a santandare credit card, in Germany that auto pays off the credit balance every month, ie zero work and means I never pay interest on a balance. I can get the credit card paid off from a differant bank.

The santandare credit card is free to have., but there are not many benifits with it. It's better to buy a few things on it a year, just so it's not cancelled.

I think I can withdraw money from any Atm, without extra charge, but maybe a currancey exchange rate
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Fraufruit
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Re: autopayment of bank credit card

Post by Fraufruit »

I haven't had a credit or debit card that wasn't automatically paid in probably 25 years. I've also never paid to have a credit card. My current one is from TFBank in Sweden. I only need to use it once a year for a rental car in the U.S. where they won't take a debit card.
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PandaMunich
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Re: autopayment of bank credit card

Post by PandaMunich »

You can find credit cards with "autopayment" here, you need to look at the row "Full payment can be selected in the application"="Vollzahlung im Antrag wählbar" at the bottom: https://www-modern--banking-de.translat ... r_pto=wapp

To get to the next 5 results in the GoogleTranslate version, press the yellow outlined rectangle at the right:
2026-04-04 11_10_01.jpg
2026-04-04 11_10_01.jpg (256.6 KiB) Viewed 66 times
Nixon
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Re: autopayment of bank credit card

Post by Nixon »

If you want a card that you pay off with your pace, there is Advanzia (from Luxembourg).
Just didn't like not to have some kind of control. But now, some 12 years later it is more about it being for free.
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