Search found 8 matches

by NickSachsen
Mon Jul 28, 2025 1:37 pm
Forum: Taxes & finance
Topic: UK ISAs and SIPPs - Tax implications in Germany
Replies: 33
Views: 2305284

Re: UK ISAs and SIPPs - Tax implications in Germany

Dear Panda,

Thank you for the connection to Stefanie Neshyba-Kaiser. She has taken the case on and is working through all the documents I have sent her.
Sadly, it's a lot of work and is going to be expensive, but it will be done correctly and then I will be legal again.

Best wishes,
Nick
by NickSachsen
Sun Jun 29, 2025 7:46 pm
Forum: Taxes & finance
Topic: UK ISAs and SIPPs - Tax implications in Germany
Replies: 33
Views: 2305284

Re: UK ISAs and SIPPs - Tax implications in Germany

Yes. No, your profit is the difference between the value when you sell it and the value when you bought it , not the value on the day you moved to Germany. Withdrawals are irrelevant. But I assume that in order to be able to withdraw, you will have sold a fund first, to actually have cash to wirhdr...
by NickSachsen
Sat Jun 28, 2025 8:28 am
Forum: Taxes & finance
Topic: UK ISAs and SIPPs - Tax implications in Germany
Replies: 33
Views: 2305284

Re: UK ISAs and SIPPs - Tax implications in Germany

Can one ever get the Vorabpauschale back? When you sell the fund, it gets deducted from the profit you make. This is why it is called "Vorab", because through it you "prepay" the tax on the profit that you will (hopefully) make should you ever sell that fund. However, in all oth...
by NickSachsen
Wed Jun 25, 2025 6:22 pm
Forum: Taxes & finance
Topic: UK ISAs and SIPPs - Tax implications in Germany
Replies: 33
Views: 2305284

Re: UK ISAs and SIPPs - Tax implications in Germany

Thank you, I will contact her. May I ask a few more questions? 1. How are the withdrawals taxed? 2. If I keep the UK ISAs until I leave Germany, will they be taxed at the time of leaving for the profit that has accumulated during my time in Germany? Or will Germany just keep the Vorabpauschalen that...
by NickSachsen
Tue Jun 24, 2025 8:53 pm
Forum: Taxes & finance
Topic: UK ISAs and SIPPs - Tax implications in Germany
Replies: 33
Views: 2305284

Re: UK ISAs and SIPPs - Tax implications in Germany

Hi PandaMunich and everyone, I'm in a similar situation to Seu. I have two UK stocks-and-shares ISAs. When I came to Germany 8 years ago it did not occur to me that these were not also tax-free in Germany (naïve I know). So now I'm trying to find out how to sort it out, get legal and pay whatever I ...
by NickSachsen
Tue Jun 24, 2025 8:04 pm
Forum: Miscellaneous
Topic: What's up in the Middle
Replies: 39
Views: 39523

Re: What's up in the Middle

Ooh, nice. As a result of visiting the Welterbe site at Bad Wilhelmshöhe (really quite middle) I was looking at other Welterben in Germany and came across the whole Moravian thing you've got going there in Herrenhut. Looks like a nice place to live. What has you living in that corner, if that's OK ...
by NickSachsen
Tue Jun 24, 2025 8:01 pm
Forum: Miscellaneous
Topic: What's up in the Middle
Replies: 39
Views: 39523

Re: What's up in the Middle

Learning German has been enough for me, thanks!

No need to try and get my head around a Slavic language. :shock:
by NickSachsen
Fri Jun 20, 2025 4:35 pm
Forum: Miscellaneous
Topic: What's up in the Middle
Replies: 39
Views: 39523

Re: What's up in the Middle

Hi from the Far East!

I live in Herrnhut close to the Polish border, so beyond even Dresden!
(cheap petrol over in Poland or Czech :)

Life's good here.
Greetings,
Nick