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Swapping a mortgage?

Posted: Thu Dec 25, 2025 7:38 pm
by Nixon
We are paying a mortgage for an apartment in which we live in Munich.
Now there is an idea to upgrade and buy a townhouse, again with a mortgage being involved.

I've heard, but I am not sure of details so I am asking here, if it would be possible to put current mortgage into another one in order to buy a bigger home. In a way like swapping a smaller home for a new bigger one. Does anybody have any idea what that would be, what to ask about in a bank?

Thanks,

Nixon.