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Damage or injury caused by items falling off a balcony
Posted: Sat Jul 06, 2024 12:47 pm
by alma.freya
I am concerned about the possibility that my awning could fall off my 6th floor balcony and damage a car or injure a person.
What are the legal implications if this happened?
Would damages be covered by Haftpflichtversicherung, or could I be charged with negligence?
Re: Damage or injury caused by items falling off a balcony
Posted: Sat Jul 06, 2024 1:43 pm
by LeonG
alma.freya wrote: ↑Sat Jul 06, 2024 12:47 pm
Would damages be covered by Haftpflichtversicherung, or could I be charged with negligence?
Haftpflicht is pretty good about paying for things caused by negligence but there may be limits. Are you balancing a piano on the railings by any chance?
Your best bet is probably talking to your insurance and asking them about their policy.
Re: Damage or injury caused by items falling off a balcony
Posted: Sat Jul 06, 2024 4:19 pm
by Franklan
alma.freya wrote: ↑Sat Jul 06, 2024 12:47 pm
Would damages be covered by Haftpflichtversicherung, or could I be charged with negligence?
Yes, it will be covered by your liability insurance, unless they can prove there was negligence on your side.
https://www.diepresse.com/5407914/recht ... blumentopf
This takes the example of a flower pot, but it actually isn't any different form your case.