hTTi

As expected, it is not available to everybody. Their reply: Guten Tag, You are interested in our direct depot. It's good that you're asking. It is so: The USA have significantly tightened their securities and tax laws. For us, this means: new requirements and documentation requirements, more effort ...

PandaMunich wrote: ↑Tue Aug 19, 2025 9:11 pm --> put what you can save into your ING ETF Sparplan instead.

Hello Panda,

Would that savings plan be available to US citizens? I've sent the a question, but I am not sure how soon should expect their answer.

Regards,

Nixon.

PandaMunich wrote: ↑Thu Aug 07, 2025 7:10 pm

Nixon wrote: ↑Thu Aug 07, 2025 5:17 pm Would that be 20k per year or lifetime or something else?

20k€ every 10 years: https://expertise.tax/en/faq-german-tax ... tance_gift

Thanks Panda.

Would that be 20k per year or lifetime or something else?

You can call it what you want.
It is a tax if I have to send more money to the Government due to something being applied in the calculation.

I have fixed mine, cousin’s and friend’s washers for free.
Where is my bonus
Both of them wanted to replace the machines since they thought that they have already passed the warranty time. Fixing them helped so much on polluting!

Thank you Sam and Panda. We appreciate your thoughts and information you posted. We are thinking of starting something. We would keep the property for a longer time, at least 10 years. Just thinking loudly, it is probably easier to have just one larger property than two, and sell it later on when we...

Hello all, We are thinking of a possibility to gift our children an apartment in future, so we would like to know what could be future implications. Taxation for us and a child when she and she would get it. Here is our idea. 1. Two of us (German residents) buying an apartment in Munich. For example...

Hausverwaltung would arrest me if I mount it, but it is tempting.

Last minute cancelation from our side.

Stuff didn’t go by the plan

Hello, We are US citizens residing in Germany. At the same time we had some interest generated on our Tagesgeld account here in Germany on which Santander bank already took approx. 26% for German taxes. Now when we are doing US taxes, I can see that US wants to tax that same generated interest again...

Please share a contact if you find one.

If everything goes by the plan, Nixon + 1

Thank you for clarifying it.

Thanks Panda, looks like my mind was not following the stuff. It sounds crazy that just having them with no dividends being distributed/collected would trigger paying taxes on unrealized gain. What would happen with people that have 401Ks and now live in Germany? They are not contributing to the pla...

Would you have to pay taxes on having ETFs in the US without selling them?
Assuming any dividends even those reinvested would be taxed by Germany?

Fraufruit wrote: ↑Mon Jan 27, 2025 6:19 pm How about they just start investing in funds or ETF's? They usually outperform pension schemes.

What would you recommend for US citizens and their children here in Germany? I was in Commerzbank and they told me that I would have to invest with them 250k EUR in order to be able to open a brokerage account in their bank. We do have brokerage accounts in the US, thinking of investing into ETFs, b...

Anything new about getting together?
P. S. Please, pretty please, try to avoid school break time

Is that a real natural pig intestine you are using for sausage, not plastic?

Booked Greece for mid June after zillion years, and of course it will be raining overthere just before we get there