Search found 30 matches

by Auntie Helen
Wed May 08, 2024 1:50 pm
Forum: Health insurance
Topic: Moving to the UK - my husband's private health insurance
Replies: 6
Views: 298

Re: Moving to the UK - my husband's private health insurance

I think the NHS used to count as that, when in the EU, but I don’t know the post-Brexit situation.
by Auntie Helen
Tue May 07, 2024 9:22 pm
Forum: Health insurance
Topic: Moving to the UK - my husband's private health insurance
Replies: 6
Views: 298

Moving to the UK - my husband's private health insurance

Hello everyone, I am hoping that one of the wise heads on here (Panda, Gary) might know the answer to this one. My German husband and I are planning to move to the UK next year. He has had Private Health Insurance for decades now and has been overpaying so that the bills don't go up too much in the ...
by Auntie Helen
Wed Apr 24, 2024 8:14 pm
Forum: Miscellaneous
Topic: Could I go back to the UK?
Replies: 68
Views: 2410

Re: Could I go back to the UK?

When a UK citizen has been paying said taxes all of their life in order to receive the health care, I can see why it rubs the wrong way when a "foreigner" can get the same benefits after only being there a short time. Having said that, I have no idea how long one has to wait after moving ...
by Auntie Helen
Wed Apr 24, 2024 6:16 pm
Forum: Taxes & finance
Topic: Inheritance tax on UK inheritance
Replies: 52
Views: 1826

Re: Inheritance tax on UK inheritance

It would never occur to me not to tell the Finanzamt about my inheritance if it is something they have a right to know about/tax. After all, I can't complain about public services if I am not paying my fair share. I will be interested to see if the UK Inland Revenue or the German Finanzamt are quick...
by Auntie Helen
Tue Apr 23, 2024 7:41 am
Forum: Miscellaneous
Topic: Could I go back to the UK?
Replies: 68
Views: 2410

Re: Could I go back to the UK?

Yes they do, as they don’t want family hangers-on living off the state.

Mind you, the NHS surcharge is cheap as chips - the year cost is less than my chap’s private health insurance in DE for one month!
by Auntie Helen
Sat Apr 20, 2024 3:17 pm
Forum: Miscellaneous
Topic: Could I go back to the UK?
Replies: 68
Views: 2410

Re: Could I go back to the UK?

I’m going back next year after 11 years here - and my German husband is coming. The main reason for me, apart from being a bit fed up with German bureaucracy, is the health insurance costs for me here once I retire. I can retire immediately but my UK rental income and savings mean big €€€€€ for heal...
by Auntie Helen
Tue Apr 16, 2024 6:32 pm
Forum: Taxes & finance
Topic: Inheritance tax on UK inheritance
Replies: 52
Views: 1826

Re: Inheritance tax on UK inheritance

So with mega thanks to Panda I posted the German Inheritance tax forms to the NRW Finanzamt responsible (Krefeld) this morning, a nice fat envelope. I filled in the main form as well as I could (some things don't match) and then I did the individual form for me and my husband did one for himself. I ...
by Auntie Helen
Sun Apr 14, 2024 8:37 am
Forum: TV
Topic: Watching international TV online
Replies: 28
Views: 996

Re: Watching international TV online

Although NordVPN is still working well for the BBC for me.
by Auntie Helen
Tue Apr 09, 2024 5:21 pm
Forum: Taxes & finance
Topic: Inheritance tax on UK inheritance
Replies: 52
Views: 1826

Re: Inheritance tax on UK inheritance

Filled in the whole form provisionally and realised this isn't all I need to do as nowhere does it say what inheritance tax I have had to pay. So I have found Anlage Erwerber which I will need to fill in. Of course it asks for information which I don't have but I will do my best. We paid the IHT yes...
by Auntie Helen
Tue Apr 09, 2024 4:44 pm
Forum: Taxes & finance
Topic: Inheritance tax on UK inheritance
Replies: 52
Views: 1826

Re: Inheritance tax on UK inheritance

So, an update. Last weekend I went to the UK with all my completed UK Inheritance Tax forms. It was actually all fairly easy once I had a nice excel spreadsheet to calculate everything and to tell me what Box number to put everything in. I went through it all with my sister. I didn't have all the fi...
by Auntie Helen
Fri Mar 29, 2024 7:38 am
Forum: Pimp my ride
Topic: e-scooter, because Fahrrad too anstrengend
Replies: 77
Views: 2968

Re: e-scooter, because Fahrrad too anstrengend

Will be interesting to see the reaction when they find out about my velomobile - where some chaps can cruise at 50 km/h without motor. Me, a lady in her 50s, only manages 35km/h. My motor switches off at 25 as it has to, and I don’t wear a helmet.
by Auntie Helen
Fri Mar 29, 2024 7:25 am
Forum: Taxes & finance
Topic: German taxation of foreign interest bearing account
Replies: 15
Views: 592

Re: German taxation of foreign interest bearing account

This is also something I need to do.
by Auntie Helen
Sat Mar 16, 2024 7:38 am
Forum: TV
Topic: Eurosport
Replies: 33
Views: 1044

Re: Eurosport

If you have a VPN, UK’s Channel 4 shows TdeF highlights of 1 hour each day of the tour, and I think some of the other Grand Tours too if they have the rights.
by Auntie Helen
Sat Mar 16, 2024 7:36 am
Forum: Taxes & finance
Topic: Taxing States
Replies: 7
Views: 335

Re: Taxing States

Regarding depreciation, now I am drifting away, the only downside of the German way is the 50 years of stretch. Still better than the UK way, which doesn't allow any depreciation: https://www.ingletonpartners.com/insights/rental-income-and-mortgage-interest-deduction/ I guess that’s because British...
by Auntie Helen
Sat Mar 16, 2024 7:10 am
Forum: Miscellaneous
Topic: How did you learn German?
Replies: 36
Views: 1374

Re: How did you learn German?

I live 20km from the Netherlands and am regularly asked if I am Dutch or Norwegian (I am tall and blonde). I did German O-level at school in four years, but after that nothing for ages until I visited Germany at 25 years old and realised I’d forgotten pretty much everything. I did a few evening clas...
by Auntie Helen
Fri Mar 15, 2024 12:27 pm
Forum: Taxes & finance
Topic: Inheritance tax on UK inheritance
Replies: 52
Views: 1826

Re: Inheritance tax on UK inheritance

You can’t defer payment, they insist on it before probate otherwise it becomes really hard for them to get the IHT money if it is distributed among lots of people who don’t want to give money away. Or so I gather. It is clear from the government website that probate is not granted until IHT is paid,...
by Auntie Helen
Fri Mar 15, 2024 10:51 am
Forum: Taxes & finance
Topic: Inheritance tax on UK inheritance
Replies: 52
Views: 1826

Re: Inheritance tax on UK inheritance

Yes, we have to pay inheritance tax before probate so before most of the estate is distributed and the house can be sold but several banks have already paid out so we have more than enough in the executor account to pay the inheritance tax. If not we would have had to use our own money or even get a...
by Auntie Helen
Sun Mar 10, 2024 12:44 pm
Forum: Taxes & finance
Topic: What tax breaks are available to disabled and their carers?
Replies: 8
Views: 346

Re: What tax breaks are available to disabled and their carers?

I have Behinderungsgrad 20 and it gets me a 300+ eur rebate on my tax. Worth the paperwork just for that.
by Auntie Helen
Wed Mar 06, 2024 9:32 pm
Forum: Traveling in Europe
Topic: Travel things [trip to North UK]
Replies: 7
Views: 330

Re: Travel things [trip to North UK]

We toured Scotland last year in June and booked early enough that the Newcastle ferry was a fair price. I made the mistake of not booking the return ferry which then increased to £800ish so we took the Harwich to Hoek van Holland route which was about £300 for the overnight crossing (and an extra 5 ...
by Auntie Helen
Sun Mar 03, 2024 7:33 am
Forum: Taxes & finance
Topic: Inheritance tax on UK inheritance
Replies: 52
Views: 1826

Re: Inheritance tax on UK inheritance

UK banks, in general, are not allowing non-residents to retain, or open new accounts. Best not to tell them you're not (or no longer) a UK resident and/or simply domicile the account at a relative's UK address, then there shouldn't be any issues. ;) Too bad all the information on the old TT on this...