Search found 313 matches

by Alberto
Sun May 11, 2025 2:42 pm
Forum: Miscellaneous
Topic: Why are you happy today?
Replies: 151
Views: 113831

Re: Why are you happy today?

When I am no longer fit for walking or cycle 1km, I also won't be fit to drive, or to be at the pub at all. This is what I meant.
But yeah, that's me, I guess others are different.
by Alberto
Sat May 10, 2025 10:09 pm
Forum: Miscellaneous
Topic: Why are you happy today?
Replies: 151
Views: 113831

Re: Why are you happy today?

Happy today because shorty´s car got a new TÜV!!!!! The car was actually purchased in 2019 by and for my boyfriends Father, at a price of less than €1000, and only intended for him to use to get to the local pub and back ( a round trip of less than 1 km!) Well, the car is still up and going , six y...
by Alberto
Wed May 07, 2025 4:54 pm
Forum: Miscellaneous
Topic: Why are you unhappy today?
Replies: 109
Views: 128714

Re: Why are you unhappy today?

Today I'm not happy because I am preparing for the colonoscopy tomorrow. It means I am fasting - and dying of it - and drinking a disgusting substance. I normally eat 5 times every day, and I eat more than anyone. I never fasted, and I expected it to be hard. And it is hard. It' only 16:30, last fo...
by Alberto
Mon May 05, 2025 4:47 pm
Forum: Miscellaneous
Topic: German cities do badly in expat analysis
Replies: 7
Views: 323

Re: German cities do badly in expat analysis

This is all a bit subjective Look at https://en.wikipedia.org/wiki/City_quality_of_life_indices Yes, very subjective. I looked at it very briefly and I find something strange: A) almost all cities are in Europe. B) all cities are in the West (plus Japan). C) I read many times that people in poor co...
by Alberto
Mon May 05, 2025 4:38 pm
Forum: Miscellaneous
Topic: Why are you unhappy today?
Replies: 109
Views: 128714

Re: Why are you unhappy today?

Today I'm not happy because I am preparing for the colonoscopy tomorrow. It means I am fasting - and dying of it - and drinking a disgusting substance. I normally eat 5 times every day, and I eat more than anyone. I never fasted, and I expected it to be hard. And it is hard. It' only 16:30, last foo...
by Alberto
Thu May 01, 2025 2:18 pm
Forum: Miscellaneous
Topic: Why are you happy today?
Replies: 151
Views: 113831

Re: Why are you happy today?

Happy today because it's already May, and this year, 2025, I have yet to add petrol to my car😊

Plus, gorgeous sunshine and spent few hours MTBiking in the lovely forest on our doorstep.
Afternoon a nap, family walk, and tidying the garden. If time, also jogging, but no time....
by Alberto
Mon Apr 28, 2025 3:04 pm
Forum: Miscellaneous
Topic: ‘Odd’ request from imminent new Uk tenant
Replies: 17
Views: 4414

Re: ‘Odd’ request from imminent new Uk tenant

I remember our UK rental agent told us long ago it is not rare for applicants to negotiate on the price (mind you, we changed several different in the last 12yr and nobody ever negotiated on the price). I would not find odd the tenants trying to lower the price BEFORE signing, but I do find it stran...
by Alberto
Fri Apr 25, 2025 12:46 pm
Forum: Miscellaneous
Topic: Additional dental insurance - do you have it?
Replies: 7
Views: 476

Re: Additional dental insurance - do you have it?

Fraufruit wrote: Fri Apr 25, 2025 11:45 am How long do you have to wait to use the insurance after you sign up?
Good question.
I didn't check it up, but the hygienist yesterday told me there is zero waiting time.
by Alberto
Fri Apr 25, 2025 10:07 am
Forum: Miscellaneous
Topic: Additional dental insurance - do you have it?
Replies: 7
Views: 476

Additional dental insurance - do you have it?

Just curious. Do you guys have it? I really have bad luck when it comes to dental health. Already spent fortunes since childhood. Now at age 51 going for implants #3 and #4. Yesterday at the hygienist I was suggested to take dental insurance. It seems a good deal: 16.9 eur/month. Already with only 2...
by Alberto
Wed Apr 16, 2025 1:16 pm
Forum: Miscellaneous
Topic: Why are you unhappy today?
Replies: 109
Views: 128714

Re: Why are you unhappy today?

Devastated Last night I realised many (most?) of my small tomato plants I bought and put outside, in the greenhouse, died. Indeed there's been frosts, but I thought inside the greenhouse, close, they were fine. And if that wasn't bad enough, last night I even forgot the greenhouse flap open, and ag...
by Alberto
Tue Apr 08, 2025 7:01 am
Forum: Miscellaneous
Topic: Why are you unhappy today?
Replies: 109
Views: 128714

Re: Why are you unhappy today?

Devastated Last night I realised many (most?) of my small tomato plants I bought and put outside, in the greenhouse, died. Indeed there's been frosts, but I thought inside the greenhouse, close, they were fine. And if that wasn't bad enough, last night I even forgot the greenhouse flap open, and aga...
by Alberto
Tue Apr 08, 2025 1:11 am
Forum: Investments
Topic: Stock market investments
Replies: 53
Views: 68541

Re: Stock market investments

Look at the bright side.
All other countries have now extra incentives to lower trade barriers among themselves.
by Alberto
Mon Mar 31, 2025 8:40 am
Forum: Miscellaneous
Topic: Summertime/Wintertime - the clocks change soon!
Replies: 16
Views: 11301

Re: Summertime/Wintertime - the clocks change soon!

My wife teaches remotely students in other parts of the world.
Some change time summer/winter when we do.
Some don't change it.
Some change it, but on a different weekend.
Compound to the different time zones, there's always some confusion and some meetings get missed.
by Alberto
Fri Mar 21, 2025 11:01 pm
Forum: Hamburg
Topic: Doctors/dentists Hamburg
Replies: 8
Views: 10622

Re: Doctors/dentists Hamburg

Just to add: mate of mine told me when he needed 2 dental implants he got several quotations here in Hamburg, all near 5k. Eventually he went somewhere else in the middle of nowhere (still Germany) to a random no-name guy his wife knew. This must have been few years ago. Job done for 700eur. I would...
by Alberto
Fri Mar 21, 2025 10:56 pm
Forum: Hamburg
Topic: Doctors/dentists Hamburg
Replies: 8
Views: 10622

Re: Doctors/dentists Hamburg

You can trust my recommendations!
Jameda? Not sure...
by Alberto
Fri Mar 21, 2025 6:43 pm
Forum: Hamburg
Topic: Doctors/dentists Hamburg
Replies: 8
Views: 10622

Re: Doctors/dentists Hamburg

Ditto dentist, but that need not be so central. General dentist: Hansekrone, in Bahrenfeld, near DESY: https://www.hansekrone-hamburg.de/ I've been going there regularly over several years and I find them extremely professional. They also speak better than enough English. And if you need a Kieforth...
by Alberto
Thu Mar 20, 2025 5:12 pm
Forum: Taxes & finance
Topic: Huge tax saving potential by owning real estate
Replies: 2
Views: 1132

Re: Huge tax saving potential by owning real estate

This week Friday came early
by Alberto
Tue Mar 18, 2025 9:16 am
Forum: Taxes & finance
Topic: New (recalculated) land tax
Replies: 38
Views: 63671

Re: New (recalculated) land tax

Just looked at my Bescheid, dated 2025.02.08:
132,46eur x 504 v.H. = 667,60eur
previous was 103,44 x 450 v.H. = 465,48eur

EFH built 2019, 115qm on 1050qm land, SH state
by Alberto
Fri Mar 14, 2025 5:27 pm
Forum: Investments
Topic: Stock market investments
Replies: 53
Views: 68541

Re: Stock market investments

Franklan wrote: Fri Mar 14, 2025 5:21 pm it is a non-zero-sum-game, and his mistake is handling it like a zero-sum-game.
But what I'd love to understand, is why does he do this?
I'd be tempted to say he's just stupid. But I don't think he is, stupid. Evil yes, not stupid.
by Alberto
Fri Mar 14, 2025 5:14 pm
Forum: Investments
Topic: Stock market investments
Replies: 53
Views: 68541

Re: Stock market investments

I would love to understand the psychology driving him. There is a field of study called "Game theory". It is the study of mathematical models of strategic interactions. There are zero-sum games and non-zero-sum games . The psychology driving him is seeing every relation as a zero-sum-game...