hTTi

Hi all, I am considering what route to take with my Irish defined contribution pension fund. I have 2 options in Ireland: 1) use the fund to buy a traditional annuity, which would be taxable in Germany as far as I understand it or 2) use the fund to invest in a so-called "approved retirement fu...

Awesome. Thanks Panda

My father in law has the small pension mentioned above and Pflegegeld and Blindengeld (which in Brandenburg reduces the Pflegegeld). Do Pflegegeld and/or Blindengeld count as "income" when declaring my father in laws income for these purposes?

Unfortunately I found that I can't claim back money for their support because they do not result as people in "state of need". Indeed as far as I read, the value of their assets is taken in consideration. If it is over 13.500 euro (dont remember the exact number) then they are not in stat...

PandaMunich wrote: ↑Wed Sep 17, 2025 11:30 pm

murphaph wrote: ↑Tue Sep 16, 2025 9:25 pm My understanding is that we have to choose which deduction to take, either the Pflegepauschbetrag or the Unterhaltsleistungen. Is that correct?

No, you can claim for both.

Oh wow, that's great. Thx Panda

Fraufruit wrote: ↑Tue Sep 16, 2025 8:23 pm This all seems to harken back to the day when family took care of family as many cultures still do.

Most caring in Germany is actually done by the family too.

Thanks a lot Panda. To help me get a firm grip on this I'll try to do the calculation here and see if you think it's right. As far as I understand it the Pflegegeld he gets is not considered income, so only his pension payments would be deducted from the Grundfreibetrag of €12,096 so it would be (€6...

My father in law (disabled through complete blindness in 2023) lives with us 50% of the time. He spends the other 50% of his time with his other daughter. He has no wealth whatsoever and has a very small state pension of around €600 and a really small private pension of around €80. He always admitte...

Ok great. Perfect. That's much simpler if I can just add a second line 33 that runs longer than the original one. Thanks so much. :) :) :) I found the original calculation for the AfA Bemssungsgrundlage which apportioned 90% of the costs to the buildings and 10% to the Grund & Boden so I will us...

Oh this stuff is more complicated than I thought. It's like one of those Russian dolls lol but I really appreciate your time and patience Panda. So we can add the Notarkosten to the original Bemessungsgrundlage but not in their full amount because you can't depreciate the Anschaffungskosten for the ...

You're a star Panda. Thanks very much. A follow up question if I may...I found this (recent) court judgment related to Anschaffungskosten when gifting property. It says the following: letzte Aktualisierung: 22.8.2023 FG Münster, Urt. v. 24.3.2023 – 2 K 1801/22 E EStG § 7; HGB § 255 Abs. 1 AfA-Bemess...

I have another question as I am curious. What is that "Weitere Daten hinzufügen" button for? FireShot Capture 064 - ELSTER - ESt unbeschränkt (ESt 1 A) - 3 - Absetzung für Abnutzung f_ - [www.elster.de].png It opens up another window to add a second Zeile 33 entry, see below. If I don't us...

Ah ok. So these "new" Anschaffungskosten are added to the old amount and only run for (in my case) another 30 years (as I bought the apartment 20 years ago and it's a 2% per year one). I thought they might be considered "new" Anschaffungskosten and be depreciated independently of...

Thanks a lot Panda. You are a legend. I guess I add it under -> Anlage V -> 3 - Absetzung für Abnutzung für Gebäude (ohne Beträge in den Zeilen 36 bis 41) -> durch direkte Zuordnung ermittelt ? Do I simply add a new entry by clicking +Weitere Daten hinzufügen? Or do I need to somehow add this amount...

I recently (end of 2023) gifted 50% of an apartment I owned to my wife. The apartment is rented out. Do the Notar- & Grundbuchskosten count as Anschaffungskosten (to be depreciated with the AfA) or as Werbungskosten, to be written off in one or more tax years? That's assuming these costs are tax...

Sorry just seeing this now :-( It was in my PayBack app under the Nettp coupons but it's gone now. I am pretty sure Netto stuff is always Bundesweit. Edeka has regional offers and allegedly the PayBack coupons are geographically restricted, which was never the case with Rewe, even though the also op...

Netto is offering 300 or 500 extra points (depending on region I think) when spending over €50 next Friday. If you get the 500 and stick to €50 it works out at a generous 20x PayBack points, something we haven't seen for a long time on regular shopping.

The great payback American Express card recommend a friend deal is back on. 4k payback points (€40) just for getting the free card, which you can use or not use as you wish. The advantage of the card apart from the free money is that your payback points (current and future, whether collected with th...

Ah I almost forgot.... The "small crap" €5, €15 and €25 vouchers can simply be lodged to the Shoppingkonto service from WGS. Then you can create €50 gift cards out of those small ones. I now usually pay all my WGS straight in to the Shoppingkonto and then create the real gift cards from th...

Darn, my Amazon balance reached 0€, and no decent voucher deals in sight. Any hints/tipps/deals that I might have overlooked? You can get (almost) 10x PayBack points on WGS through PayBack Prämien at the moment. I say "almost" because when you buy gift cards through the Prämienshop you ar...