hTTi

Ah I almost forgot.... The "small crap" €5, €15 and €25 vouchers can simply be lodged to the Shoppingkonto service from WGS. Then you can create €50 gift cards out of those small ones. I now usually pay all my WGS straight in to the Shoppingkonto and then create the real gift cards from th...

Darn, my Amazon balance reached 0€, and no decent voucher deals in sight. Any hints/tipps/deals that I might have overlooked? You can get (almost) 10x PayBack points on WGS through PayBack Prämien at the moment. I say "almost" because when you buy gift cards through the Prämienshop you ar...

FireShot Capture 051 - °Punktekonto - www.payback.de.png Very attractive coupon available for Yello Strom currently in the PayBack app if anyone is looking for a new provider. They are competitive in my region. Without PayBack they offer a 10% discount, so the 30k points are costing you this discou...

Get yourself one free 6 or 8 pack of Actimel from Monday:
https://www.actimel-winteraktion.de/

I think Rewe started the same way, as a form of cooperative. Not sure if any trace of that is left under the Rewe brand but the Nahkauf stores still operate this way I believe.

Yes, Penny is to Rewe as Netto is to Edeka. Edeka has a similar model to Rewe. Rewe has their own stores as well as franchised ones. Edeka I'm not sure if they have any of their own stores or if they are all franchised. Edeka Hessenring is not taking part in PayBack at all, just as they did not take...

The 15x one worked at my local Edeka yesterday, as did the product group 5x ones. Handy 1000 points. My wife took the 15x one for Netto. There are quite a few 10x coupons floating around but also several reports of people not getting any points at various Edekas. Netto seems to be more centralised o...

Yes. That is exactly what I did - 8 years in Germany and the rest in the UK, then pension at 63, reduced by 0.3% for each month it was taken before normal pension age. All part of how the EU rules on the coordination of social security systems work. So I'm assuming you only got your German (reduced...

Cheers Gary, nice one. Did you pay voluntary NI in the UK at any stage?

Hi all, According to the current rules, it appears it is possible to take your German pension early (usually forfeiting a percentage for each month early the pension is taken) as long as you have worked at least 35 years (or made voluntary contributions covering missing work years). If one starts th...

The American Express PayBack card offer is back on. A very very nice 4,000 PayBack points for the first card usage and no minimum spend . You can buy a pack of bubble gum with the card and get the 4,000 Points. This is the most generous offer they run. The main benefit of the card however is that yo...

My local Rewe only went to 700 before saying "NO" this morning. I think I'll use my wife's account and go again for another €700. We have no idea how long it will be until the next time we see 16x on WGS, if ever. PayBack itself will probably do it the odd time but nowhere near as frequent...

I have just tried out a new trick (for me). 16x PB WGS from Penny, converted to Kaufland, did the weekly shopping in Kaufland and popped a WGS Mobilitätsgutschein in with my shopping, paid for with the Penny WGS. This allows me to then convert this Mobilitätsgutschein into an Aral gift card (not pos...

If you want an even easier way to grab thousands of PB points you can activate the coupons for Comdirect (valid until the end of the month). I have just opened a Depot (free for the first three years even if it's not used at all) and a Tagesgeld (free in perpetuity under the current terms). For thes...

I managed to get some WGS vouchers last time, but unfortunately our local Rewe point of sale locked at 600 EUR only (I wanted to get 900 - 1000 EUR). I will try to get more now that there are actually 2 WGS coupons on the app right now both expiring the first of December. And there are 2 coupons fo...

Fraufruit wrote: ↑Sun Nov 24, 2024 9:44 pm May I ask, what is WGS, please?

Wunschgutschein: https://www.wunschgutschein.de/

We are being inundated with 16x on WGS at the moment. From tomorrow REWE will be offering them too. As we don't really have any idea how easy it will be to collect "serious" PayBack (at least 10x) at EDEKA I have stocked up on Kaufland gift cards (and Amazon as always). I will probably gra...

And for anyone that missed the Penny offer or like me just wants more, Payback itself is offering 16x on Wunschgutscheine at the moment. Max purchase 1k. Max 5 of each Wertstufe, so it's possible to buy a maximum of €950 in a single transaction, netting slightly over 7k payback points. Coupon needs ...

You should find the relevant coupon in your PayBack app to activate before you go to the store. A paper coupon also arrived in our Penny brochure at the weekend. This time I only got €525 through the cash register before it stopped working. Someone had already taken all the €100 and €150 cards so I ...

Penny has 16x PayBack points on Wunschgutscheine again this week folks. See posts above for the details and pitfalls to avoid.