hTTi

There's a great offer on for the PayBack Amex right now actually. If anyone wants to order one they will receive a hefty 4,000 PayBack points when using a friend's referral link (full disclosure, the friend also receives 4,000 points). Unlike the usual free PayBack points deals (without friend link)...

From Monday at Penny there's a whopping 20x PayBack points on AirBnB credit using a coupon. The eCoupon should appear for activation on Monday. The paper coupon should appear in this weekend's Penny magazine. The credit can simply be added to your AirBnB account. You don't necessarily need to have i...

Hi all, I am installing (replacing an existing) a completely new kitchen in a rental apartment I own. I understand that the Einbauküche is now treated as a single unit and as it will cost over €800 it must be depreciated over the lifetime (I believe 10 years?) of the whole kitchen even if it is a re...

With booking I always check the price in incognito mode before I book using the payback landing page. Sometimes (not always) booking cheekily jacks the payback price up. Just something to be aware of. If the price is the same you can generate significant points though. We booked an apartment in Janu...

I thought I'd start a little thread for folks to post PayBack specific deals. I'll get the ball rolling: Currently there's a 30x coupon in the app for Lieferando vouchers at PennyMarkt. As we order at least once a month on average from Lieferando it is a no-brainer for me to always have some Liefera...

You can be insured as a pensioner if you have been insured in Germany, compulsorily or family, for 90% of the 2nd half of your working life. The pension fund will pay the employers portion. They will also pay the same if you are on voluntary insurance if you apply for it Yep but the OP is not yet i...

That's the first I've heard or seen of capital gains being considered as income for the calculation of health insurance premiums. Für freiwillige Versicherte gesetzlicher Krankenkassen sind Kapitalerträge beitragspflichtige Einnahmen. Grund dafür ist, dass bei freiwilligen Versicherten im Gegensatz...

If an app is ok but it shouldn't be clunky then I definitely second Trade Republic, which is where we keep most of our rainy day money. 2FA but the app is very easy to use (however I have heard that if things do go wrong that TR customer service is next to non-existent and getting things resolved ca...

Did the E-Mail say "Kostenvoranschlag" or "Angebot" at the top?

I think 2-factor credit card transaction authorisation is worth the "app hassle". For Tagesgeld I think it's OTT as long as the Tagesgeld only pays out to a pre-determined current account. I can recommend the BMW Bank Tagesgeld that Panda recommended to me on the old forum. No app required...

The problem with "an alle Bewohner" Letters is that they look like Dialogpost/Marketing junk mail. If I get a letter addressed like that I don't even open it. Straight in the recycling.

Rewe group is leaving Payback at the end of this year, to be replaced by the Edeka group.

Google Eigenbedarf. That's when you claim the need to use the apartment yourself or for a close family member. It won't fly if you claim Eigenbedarf but already have a suitable apartment in the area so it's not Carte Blanche to do what you like with sitting tenants. If you let the apartment for a li...

All the UK terrestrial TV stations. They also relay the major Austrian, Swiss, Italian, French ones and a bunch of other ones including German pay TV like RTL and Pro7. More or less anything that can be received free to air in CH is rebroadcast on Zattoo. That's a peculiarity of Swiss law. At one st...

I'm using Swiss Zattoo via smart DNS. However I think it may be difficult these days to open a Swiss Zattoo account. The Non-Swiss ones are useless for watching UK TV.

Maybe Rahaus in Kantstr.

Go for it. In Berlin you can be anonymous whenever you like but you can also find meetups to attend if you're feeling like company. And if for any reason your current employment should end, Berlin offers plenty of alternatives in your field. The only downside would be the rent but you have that cove...

Our Bavarian in-laws also slice rather than suck.

On the face of it, given the apartments all appear to be of roughly equal size and given your daughter lives alone, her being responsible for 80% of the heating oil used in the whole building seems fairly implausible and I would want to see the meter readings for all the apartments and do my own sum...

133,50€/L for home heating oil?