Search found 408 matches

by PandaMunich
Mon Oct 06, 2025 4:05 pm
Forum: Taxes & finance
Topic: Bundesbank Reporting - Transfer of Money UK to DE
Replies: 5
Views: 171

Re: Bundesbank Reporting - Transfer of Money UK to DE

We have just sold our house in the UK and now need to transfer the funds (approx €150k in total) from TSB to Sparkasse. Can I confirm that I DO NOT need to notify the Bundesbank as both accounts are in the same name? You don't need to report the transfers, but you have to report the earlier transac...
by PandaMunich
Sun Oct 05, 2025 10:51 pm
Forum: Visa & residence permit
Topic: Niederlassungserlaubnis, „Leben in Deutschland“ test online?
Replies: 5
Views: 2115

Re: Why are you happy today?

** ausgefülltes Formular Prüfungsbericht zusammen mit den darin genannten Unterlagen (Der Prüfungsbericht muss ausgefüllt werden durch Steuerberater, Wirtschaftsprüfer oder Steuerbevollmächtigte.) und The only city I've had caseworkers ask for a Prüfungsbericht (a lot of work, they ask for monthly ...
by PandaMunich
Wed Sep 24, 2025 11:39 am
Forum: Taxes & finance
Topic: Umsatzsteuer reminder - Doch I have already submitted it !!
Replies: 2
Views: 128

Re: Umsatzsteuer reminder - Doch I have already submitted it !!

In ELSTER, there is a section "Meine Formulare". There, go into the tab "Übermittelte Formulare". SmartSelect_20250924_113422_Chrome.jpg Find the transmitted Umsatzsteuererklärung 2023 in that list, click on it and then on the bottom choose "Herunterladen --> PDF". Send...
by PandaMunich
Tue Sep 23, 2025 1:04 pm
Forum: Taxes & finance
Topic: Capital Gains on selling house
Replies: 2
Views: 153

Re: Capital Gains on selling house

Since she has owned it for more than 10 years, she does not need to mention the sale at all in her tax return, since it is not steuerbar.
by PandaMunich
Sat Sep 20, 2025 11:47 pm
Forum: Taxes & finance
Topic: Steuererklärung: Cost of supporting hosted parents with very low income.
Replies: 14
Views: 1175

Re: Steuererklärung: Cost of supporting hosted parents with very low income.

My father in law has the small pension mentioned above and Pflegegeld and Blindengeld (which in Brandenburg reduces the Pflegegeld). Do Pflegegeld and/or Blindengeld count as "income" when declaring my father in laws income for these purposes? No, they don't, since they are not listed in ...
by PandaMunich
Wed Sep 17, 2025 11:30 pm
Forum: Taxes & finance
Topic: Steuererklärung: Cost of supporting hosted parents with very low income.
Replies: 14
Views: 1175

Re: Steuererklärung: Cost of supporting hosted parents with very low income.

murphaph wrote: Tue Sep 16, 2025 9:25 pm My understanding is that we have to choose which deduction to take, either the Pflegepauschbetrag or the Unterhaltsleistungen. Is that correct?
No, you can claim for both.
by PandaMunich
Tue Sep 16, 2025 7:53 pm
Forum: Taxes & finance
Topic: Steuererklärung: Cost of supporting hosted parents with very low income.
Replies: 14
Views: 1175

Re: Steuererklarung: cost of supporting hosted parents with very low income.

Only for people with no income of their own do you get to claim the Grundfreibetrag (in your case, pro rata temporis, 50%). He however has income, so his own income will lower what you can claim. --> there will not be much left to claim. See § 33a (1) Satz 5 EStG: https://dejure.org/gesetze/EStG/33a...
by PandaMunich
Tue Sep 16, 2025 7:48 pm
Forum: Miscellaneous
Topic: Inheritance tax and German citizenship
Replies: 7
Views: 3911

Re: Inheritance tax and German citizenship

I mentioned this to a Makler and he said not to worry, if sold within 2 years at ca. initial valuation, you can challenge the Finanzamt and won’t have to pay inheritance tax most likely. Values haven’t risen over the last year. Now it’s nearly a year since my inheritance and I will definitely have ...
by PandaMunich
Tue Sep 16, 2025 11:20 am
Forum: Health insurance
Topic: Offsetting Familienversicherung income limits
Replies: 15
Views: 3524

Re: Offsetting Familienversicherung income limits

Just to mention….as far as I’ve learned and hopefully understood correctly, for DE tax (therefore KK too) matters, you can split some expenditure over 2-5 years. Such as your windows and most other costs other than servicing (gas etc). Ie, if your windows cost 10k and you only needed 5k to be under...
by PandaMunich
Mon Sep 15, 2025 12:32 pm
Forum: Taxes & finance
Topic: Kleinunternehmerregelung
Replies: 16
Views: 7238

Re: Kleinunternehmerregelung

2026 is the answer to both your questions. Please note that if your client is either: a non-EU business or a non-German EU business with a valid VAT-ID number, the validity of which you have to check here (and do a PDF print-out as proof that you checked): https://ec.europa.eu/taxation_customs/vies/...
by PandaMunich
Sun Sep 07, 2025 1:45 am
Forum: Taxes & finance
Topic: Steuererklärung: Cost of supporting hosted parents with very low income.
Replies: 14
Views: 1175

Re: Steuererklarung: cost of supporting hosted parents with very low income.

During the months they live with you in Germany, you can claim the full Grundfreibetrag per person (well, if they live here 7 months, then 7/12 * Grundfreibetrag) as an expense in Anlage Unterhalt, line 25: https://www.steuern.de/fileadmin/user_upload/Steuerformulare_2024/Anlage_Unterhalt_2024_steue...
by PandaMunich
Sun Aug 31, 2025 4:14 pm
Forum: Home Automation
Topic: Notebook / Laptop repair ideas
Replies: 22
Views: 1986

Re: Notebook / Laptop repair ideas

Fraufruit wrote: Sun Aug 31, 2025 2:53 pm Please name and shame the brand of that P.O.S. laptop.
Looks like a HP.
by PandaMunich
Sat Aug 30, 2025 9:01 pm
Forum: Miscellaneous
Topic: How to watch Nottingham Forest v West Ham football match tomorrow Sunday 31.08.25
Replies: 3
Views: 421

Re: How to watch Nottingham Forest v West Ham football match tomorrow Sunday 31.08.25

If you're in Germany: Get a 1 month subscription at WOW (click on the "Monatsabo" tab) at 44.99€: https://www.wowtv.de/abo/live-sport 2025-08-30 20_57_16-Start – Datei-Explorer.jpg WOW offers the same content as Sky Sport, but with streaming ("Kompletter Live-Sport von Sky Sport bei W...
by PandaMunich
Sat Aug 30, 2025 7:33 pm
Forum: Visa & residence permit
Topic: Will I lose my permanent residence if I do an abmeldung when married?
Replies: 10
Views: 753

Re: Will I lose my permanent residence if I do an abmeldung when married?

I'm planning to leave Germany. I've got a permanent residence through a Blue Card. I'm married to a German citizen. If I do an abmeldung and register in another non EU country as a fiscal resident as well. Would I lose my permanent citizenship? Yes, after 6 months of having left Germany, please see...
by PandaMunich
Sat Aug 23, 2025 6:02 pm
Forum: Miscellaneous
Topic: Gardening
Replies: 110
Views: 45166

Re: Gardening

yesterday wrote: Sat Aug 23, 2025 5:18 pm I just used a small faulk,
Do you mean a fork?

For example: https://www.amazon.de/gp/aw/d/B0006UF6DA/
A18mmUUwPpL._AC_SL1500_.jpg
A18mmUUwPpL._AC_SL1500_.jpg (602.95 KiB) Viewed 719 times
by PandaMunich
Thu Aug 21, 2025 1:19 pm
Forum: Health insurance
Topic: KV/PV payments as a pensioner
Replies: 5
Views: 517

Re: KV/PV payments as a pensioner

Membership in the NHS counts as "membership in an EU public health insurance", so go back to Techniker and get them to acknowledge your KVdR status.
by PandaMunich
Wed Aug 20, 2025 11:49 pm
Forum: Health insurance
Topic: KV/PV payments as a pensioner
Replies: 5
Views: 517

Re: KV/PV payments as a pensioner

That would only be true if you were a voluntary member of public health insurance once you retire. However, I assume that once you retire, you will be a member of the KVdR, i.e. a mandatory member of public health insurance. To find out what the KVdR is, please read this: https://happy.toytown.ing/v...
by PandaMunich
Tue Aug 19, 2025 9:11 pm
Forum: Taxes & finance
Topic: Riester-Rente - keep it going or not?
Replies: 4
Views: 495

Re: Riester-Rente - keep it going or not?

About three years after that, this came up during a discussion on TT and Starbright* tried to help me understand what I bad deal that was. * I'm pretty sure it was Starbright. Wasn't he an insurance guy? I cannot for the life of me remember his real name. Starshollow, aka Patrick Ott, he's now the ...
by PandaMunich
Tue Aug 19, 2025 9:03 pm
Forum: Health insurance
Topic: KK Beiträge
Replies: 7
Views: 656

Re: KK Beiträge

So, if someone earns more than 5.512,50 per month from their full-time job and then gets a pension on top, does this mean that the pension isn't subject to KK tax? I will be in a similar position in a few years with working full-time but will receive a small UK mil pension. Yes. You never owe contr...
by PandaMunich
Fri Aug 15, 2025 11:06 am
Forum: Health insurance
Topic: KK Beiträge
Replies: 7
Views: 656

Re: KK Beiträge

In that case, tell him to change to your Krankenkasse 😉