Search found 53 matches

by Sx4
Wed May 20, 2026 12:16 pm
Forum: Taxes & finance
Topic: Reporting class action lawsuit payments
Replies: 0
Views: 412

Reporting class action lawsuit payments

How does one report this income from USA received recently (2025/2026) to the Finanzamt? "Blue Cross Blue Shield (BCBS) antitrust settlement, a reimbursement for overpaid health insurance premiums" (for years 2008-2020, a time period before moving to DE). My preliminary read is that since ...
by Sx4
Thu Jan 22, 2026 7:49 pm
Forum: Investments
Topic: Stock market investments
Replies: 62
Views: 1849817

Re: Stock market investments

Its hasstle, if you sick with banks like the royal bank of scotland, because they are normally offering a higher rate for only 3 or 6 months, then you have to look around for a better deal and switch to another bank or you automatically drop to a lower rate of interest. Yes, this is what I am tryin...
by Sx4
Thu Jan 22, 2026 1:12 pm
Forum: Investments
Topic: Stock market investments
Replies: 62
Views: 1849817

Re: Stock market investments

Thanks for the reply, I have a WISE account and transfer using their services....but now I am specifically looking to keep the emergency funds in DE. My question was what specific investments (e.g High yield savings, or CD, etc) can one save money in. I tried bundeswertpapier, but its not allowed fo...
by Sx4
Thu Jan 22, 2026 9:15 am
Forum: Investments
Topic: Stock market investments
Replies: 62
Views: 1849817

Re: Stock market investments

I have a quick question (not related to current events :) What are some good ways (interest earning) to save money in DE (Euro) as an emergency funds. Currently we have some in savings accounts oversees and it still takes 4-5 days to get hold of the money, so Ideally we would like to save it in Euro...
by Sx4
Mon Nov 24, 2025 11:36 am
Forum: Visa & residence permit
Topic: End of three years of Aufenthaltstitel...what would be the next step
Replies: 19
Views: 36439

Re: End of three years of Aufenthaltstitel...what would be the next step

Please also take along the account statements showing your dividends enter. Sacharbeiter asking for more income evidence! So I did submit a Nettogewinnermittlung (and also a Prufuungsbericht) both prepared by a Steuerberater. The durchschnittliche Bruttoeinkommen income totals (self about 2470, and...
by Sx4
Tue Nov 04, 2025 5:01 pm
Forum: Visa & residence permit
Topic: End of three years of Aufenthaltstitel...what would be the next step
Replies: 19
Views: 36439

Re: End of three years of Aufenthaltstitel...what would be the next step

No. 1 is just your business income minus your business expenses, minus the anticipated income tax on it: https://allaboutberlin.com/glossary/Netto-Gewinnermittlung Does that need to be prepared or certified by a registered Steuerberater? (the link you sent says "usually", so I am not too ...
by Sx4
Tue Nov 04, 2025 12:41 pm
Forum: Visa & residence permit
Topic: End of three years of Aufenthaltstitel...what would be the next step
Replies: 19
Views: 36439

Re: End of three years of Aufenthaltstitel...what would be the next step

F/u and questions: I finally got a reply from the case worker and they asked for more documents/information, specifically: Eine Nettogewinnermittlung vom 01.01.2025 bis zum 31.10.2025 * Eine Steuerunbedenklichkeitsbescheinigung, die nicht älter als 2 Wochen ist Kontoauszug zur Miethöhe * for referen...
by Sx4
Wed Oct 29, 2025 9:58 am
Forum: Miscellaneous
Topic: stolen/lost license plate
Replies: 9
Views: 15291

Re: stolen/lost license plate

eVB is Elektronische Versicherungsbestätigung, Insurance companies give this number which is used to verify/confirm your insurance
by Sx4
Thu Oct 16, 2025 10:37 pm
Forum: Accommodation
Topic: House appraisal
Replies: 3
Views: 8072

House appraisal

Hello all, We are looking to be first time buyers of a property in Berlin. The realtor is trying to sell the property at a price based DEKRA valuation (which is sum total of land value, house value and market rate (bodensachwert, gebaudesachwert and marktangepasster/nachhaltiger vorläufiger Sachwert...
by Sx4
Sun Oct 05, 2025 5:29 pm
Forum: Visa & residence permit
Topic: Niederlassungserlaubnis, „Leben in Deutschland“ test online?
Replies: 5
Views: 9832

Re: Why are you happy today?

Happy, oh so happy, and relieved, cuz today I finally submitted my online application for my Niederlassungserlaubnis. I’m hoping that I left no stone unturned, but if I did I’m sure I can turn it over later. Feels like a gigantic step! Fingers crossed for a quick positive reply. :D We received an e...
by Sx4
Mon Sep 15, 2025 12:17 pm
Forum: Taxes & finance
Topic: Kleinunternehmerregelung
Replies: 16
Views: 22733

Re: Kleinunternehmerregelung

I have a couple of questions about incurred vs paid revenue for Kleinunternehmer. If for e.g I bill a client in December 2025 and the client pays the invoice in January 2026, will this be considered as a "Paid" basis, i.e I pay tax on it together with my total income for 2026 (tax year). W...
by Sx4
Thu Jun 12, 2025 11:43 am
Forum: Miscellaneous
Topic: Looking for recommendations concerning "Invoicing software"
Replies: 0
Views: 9494

Looking for recommendations concerning "Invoicing software"

Hello,
I am wondering if someone has a recommendation for a invoicing software (free or low cost) for a Kleinunternehmer. I am exploring Gnucash, but its a learing curve and does not necessarily have all the legally required items on the invoice or stornorechnung.
Thanks
SX4
by Sx4
Mon May 12, 2025 10:45 pm
Forum: Taxes & finance
Topic: Kleinunternehmerregelung
Replies: 16
Views: 22733

Re: Kleinunternehmerregelung

You are caught by the 5/6 * turnover rule, there is no arguing about it. The only thing you can do is apply for an exemption at DRV (Deutsche Rentenversicherung) for the first 3 years of your activity, by filling in and sending them form V0050.pdf: https://www.deutsche-rentenversicherung.de/SharedD...
by Sx4
Mon May 12, 2025 4:14 pm
Forum: Taxes & finance
Topic: Kleinunternehmerregelung
Replies: 16
Views: 22733

Re: Kleinunternehmerregelung

[*]Yes, it's true if you do not earn more than 5/6 of your turnover from just one client (if you do earn these 83.3% from one client, you have to pay mandatory public pension contributions, because of § 2 Nr. 9 SGB VI: https://dejure.org/gesetze/SGB_VI/2.html Paying into German public pension insur...
by Sx4
Mon May 12, 2025 11:42 am
Forum: Taxes & finance
Topic: Kleinunternehmerregelung
Replies: 16
Views: 22733

Re: Kleinunternehmerregelung

Thanks, this really helps!
by Sx4
Mon May 12, 2025 9:26 am
Forum: Visa & residence permit
Topic: End of three years of Aufenthaltstitel...what would be the next step
Replies: 19
Views: 36439

Re: End of three years of Aufenthaltstitel...what would be the next step

Got an email from case worker that he would not respond unless the email was in response to a query initiated by him/her.
I also wrote to the LEA inquiry section and got a automated email asking to look up on their comprehensive website for the information.
by Sx4
Sun May 11, 2025 9:26 pm
Forum: Taxes & finance
Topic: Kleinunternehmerregelung
Replies: 16
Views: 22733

Re: Kleinunternehmerregelung

OP here, with a couple of follow-up questions: So it looks like my work as a Kleinunternehmer is taking off well, I have received many small projects and likely will exceed the 25k Euro limit (just by a little more, but not by too much) for Kleinunternehmer. 1. Do I start paying Vorauszahlung (at t...
by Sx4
Mon May 05, 2025 5:58 pm
Forum: Visa & residence permit
Topic: End of three years of Aufenthaltstitel...what would be the next step
Replies: 19
Views: 36439

Re: End of three years of Aufenthaltstitel...what would be the next step

kaffeemitmilch wrote: Mon May 05, 2025 12:45 pm Any news?
Still waiting, will definitely post the follow-up.
Thanks
by Sx4
Mon May 05, 2025 9:31 am
Forum: Taxes & finance
Topic: Kleinunternehmerregelung
Replies: 16
Views: 22733

Re: Kleinunternehmerregelung

OP here, with a couple of follow-up questions: So it looks like my work as a Kleinunternehmer is taking off well, I have received many small projects and likely will exceed the 25k Euro limit (just by a little more, but not by too much) for Kleinunternehmer. 1. Do I start paying Vorauszahlung (at th...
by Sx4
Tue Apr 01, 2025 2:41 pm
Forum: Visa & residence permit
Topic: End of three years of Aufenthaltstitel...what would be the next step
Replies: 19
Views: 36439

Re: End of three years of Aufenthaltstitel...what would be the next step

bethannbitt wrote: Tue Apr 01, 2025 9:23 am Keep us posted. FWIW none of my relevant documents had to be translated from the originals, which were all in English since I’m from the US.
Thanks, This info helps.