hTTi

Its hasstle, if you sick with banks like the royal bank of scotland, because they are normally offering a higher rate for only 3 or 6 months, then you have to look around for a better deal and switch to another bank or you automatically drop to a lower rate of interest. Yes, this is what I am tryin...

Thanks for the reply, I have a WISE account and transfer using their services....but now I am specifically looking to keep the emergency funds in DE. My question was what specific investments (e.g High yield savings, or CD, etc) can one save money in. I tried bundeswertpapier, but its not allowed fo...

I have a quick question (not related to current events :) What are some good ways (interest earning) to save money in DE (Euro) as an emergency funds. Currently we have some in savings accounts oversees and it still takes 4-5 days to get hold of the money, so Ideally we would like to save it in Euro...

Please also take along the account statements showing your dividends enter. Sacharbeiter asking for more income evidence! So I did submit a Nettogewinnermittlung (and also a Prufuungsbericht) both prepared by a Steuerberater. The durchschnittliche Bruttoeinkommen income totals (self about 2470, and...

No. 1 is just your business income minus your business expenses, minus the anticipated income tax on it: https://allaboutberlin.com/glossary/Netto-Gewinnermittlung Does that need to be prepared or certified by a registered Steuerberater? (the link you sent says "usually", so I am not too ...

F/u and questions: I finally got a reply from the case worker and they asked for more documents/information, specifically: Eine Nettogewinnermittlung vom 01.01.2025 bis zum 31.10.2025 * Eine Steuerunbedenklichkeitsbescheinigung, die nicht älter als 2 Wochen ist Kontoauszug zur Miethöhe * for referen...

eVB is Elektronische Versicherungsbestätigung, Insurance companies give this number which is used to verify/confirm your insurance

Hello all, We are looking to be first time buyers of a property in Berlin. The realtor is trying to sell the property at a price based DEKRA valuation (which is sum total of land value, house value and market rate (bodensachwert, gebaudesachwert and marktangepasster/nachhaltiger vorläufiger Sachwert...

Happy, oh so happy, and relieved, cuz today I finally submitted my online application for my Niederlassungserlaubnis. I’m hoping that I left no stone unturned, but if I did I’m sure I can turn it over later. Feels like a gigantic step! Fingers crossed for a quick positive reply. :D We received an e...

I have a couple of questions about incurred vs paid revenue for Kleinunternehmer. If for e.g I bill a client in December 2025 and the client pays the invoice in January 2026, will this be considered as a "Paid" basis, i.e I pay tax on it together with my total income for 2026 (tax year). W...

Hello,
I am wondering if someone has a recommendation for a invoicing software (free or low cost) for a Kleinunternehmer. I am exploring Gnucash, but its a learing curve and does not necessarily have all the legally required items on the invoice or stornorechnung.
Thanks
SX4

You are caught by the 5/6 * turnover rule, there is no arguing about it. The only thing you can do is apply for an exemption at DRV (Deutsche Rentenversicherung) for the first 3 years of your activity, by filling in and sending them form V0050.pdf: https://www.deutsche-rentenversicherung.de/SharedD...

[*]Yes, it's true if you do not earn more than 5/6 of your turnover from just one client (if you do earn these 83.3% from one client, you have to pay mandatory public pension contributions, because of § 2 Nr. 9 SGB VI: https://dejure.org/gesetze/SGB_VI/2.html Paying into German public pension insur...

Thanks, this really helps!

Got an email from case worker that he would not respond unless the email was in response to a query initiated by him/her.
I also wrote to the LEA inquiry section and got a automated email asking to look up on their comprehensive website for the information.

OP here, with a couple of follow-up questions: So it looks like my work as a Kleinunternehmer is taking off well, I have received many small projects and likely will exceed the 25k Euro limit (just by a little more, but not by too much) for Kleinunternehmer. 1. Do I start paying Vorauszahlung (at t...

kaffeemitmilch wrote: ↑Mon May 05, 2025 12:45 pm Any news?

Still waiting, will definitely post the follow-up.
Thanks

OP here, with a couple of follow-up questions: So it looks like my work as a Kleinunternehmer is taking off well, I have received many small projects and likely will exceed the 25k Euro limit (just by a little more, but not by too much) for Kleinunternehmer. 1. Do I start paying Vorauszahlung (at th...

bethannbitt wrote: ↑Tue Apr 01, 2025 9:23 am Keep us posted. FWIW none of my relevant documents had to be translated from the originals, which were all in English since I’m from the US.

Thanks, This info helps.

Yes the ABH (Auslaenderbehoerde) would be the people who issued you your residence permit. Ask them whether this language certificate would be sufficient. My guess is yes. Also, don't wait too long. Just tell them you want to start the process of getting your documents in order. If you're in a big ...