hTTi

I want to submit again the Steuererklärung 2020 in order to add the invoices paid in 2022 for a Bathroom creation in my Dachgeschosse. It has been a project that spanned from end 2022 till summer 2023. Some invoice has been paid on end of 2022. I googled a bit and it looks like that if the change is...

I guess all the confusion for me came from the fact that in Italy, where I come from, you just need to complete your university studies in medicine to be called "Doctor". In the last year actually in order to practice as an Hausartz a degree in medicine is not enough and you have to do an ...

So that Dr is the title that comes from completing a PhD?
Never thought about PhD for medicine unless you are a "researcher".

What is the difference ?
In an Haushartz studio I go the husband is Dr. blabla, the wife is Frau blabla. Why she is not Dr. Blabla.
Surfing across website of other Praxis I see this mix of Dr. and not Dr.

If you think the rates will decrease in the next years then you can opt for a 5 years fixed mortgage. This is crystal ball stuff or we'd all be rich, oder? No, it is risk calculation based on information gathering. Trend now is to lower again the rates or at least keeping them unchanged because the...

Consider that for the first time in many years, since at least one year, the real estate market experienced a drop of 10-15%. At least here in Bavaria. Why ? Well, because of course the rates increased. As far as I remember you can choose to have locked interested for 5, 10, 15, 20 years. If you thi...

How much loss you get when the day is very hot and the panel reach an high temperature ? In my case (South oriented roof) I should get in these period of the year, between 12:30 and 14:00, my maximum (8Kwh) but when the day is hot and without wind and "fresh air", i get 6.4 Kwh / 7kWh. Aro...

Alberto wrote: ↑Tue Jul 30, 2024 10:43 pm

Frantic wrote: ↑Tue Jul 30, 2024 11:48 am Ok, but my sentence was related to buying or not a battery, not a PV system.

Not sure what you meant.

but i was not quoting you

It is not yet a no brainer decision . - which it surely should be!!! We are all living on this planet, and have a vested interest in the planet surviving for many years to come, so, in my opinion, the use of solar energy really is the most obvious way to go - it´s "free", and you can use ...

Ah darn....I got it wrong then. thanks panda. As far as I know what is valid is the date when the payment of the invoice has been done, and not the date of the invoice, right ? For this bathrrom the payment was splitted across 4 invoices. One of this was in 2022 and I did not report the payment made...

Past year I created a new bathroom in the Dachgeschoße. Worker needed to bring up all the pipes and all.
I googled quite a lot and looks like i can't claim back the manual work for this new bathroom. I could have claimed it back in case of renovation of an existing bathroom.
Is this correct ?

Eric7 wrote: ↑Wed Jul 24, 2024 11:16 am
Is your wife on your insurance/vice versa, or do you both work and pay full contributions?

we both works and we both pay the maximum possible (together with our employer). Each of us pays 9500 euro per year and each time there is always something not covered or you feel you are a rank B patient.

If you don't mind me asking, Frantic, which services is she disappointed with? I dont know if it is because we moved from Munich to an area of Erding and then the offer decreased in quality and quantity....but generally speaking we feel we are treated like second rank patients compared to what I he...

I remember some interesting threads in the old forum that "scared" me and kept me far from the private health insurance. Me and my wife are not satisfied about the health system here in Germany. We both are in TKK. She want to switch to private in order to receive better service. I still t...

I got the battery together with the PV System. I gathered several offers from local companies, I did not want to go with big companies that then hire sub or sub-subcontractor with the risky of no quality check and other crap. I was asking to each company an offer with and one without battery in orde...

I chose a BYD HVS 5,12 Kwh. 3800euro included installation. Initially I was going for a Huawei one, same size, few hundred euro cheaper. The problem with the Huawei one, at least with the 5kwh size, is that the max throughput would have been 2.5 Kwh. You turn on two fireplace on the induction stove ...

10kWh 10keur is a rip off. Neither in Munich area they will dare to charge so much :mrgreen: I got my PV system commissioned a pair of days ago. After a lot of thoughts, calculation, simulation, my conclusion (at least in my usage case) is that a 5Kwh battery was ok to have. More would not have been...

Year ago my wife subscribed a bAV/DirektVersicherung. It is not a company pension fund but a private pension fund. She was putting XXX euro per month in that fund and the company 50-60 euro (the minimum asked by law). My wife was getting the tax advantage that we now. Basically no tax paid on the su...

As stated in my first post, actually my way to go was this 15% taxes/contribution but at least on minijob zentrale this was still a minijob, if it remain under the 5xx euro limit. Anyway I think i will totally give up the minijob idea, I want to just pay for on demand services and not become an empl...

Hi Panda, thanks for the detailed answer. Yes I know about the holiday and all. I want to do all clear and be sure he/she is insured but I dont want a employer-employee permanent relationship. I dont understand, if I do this each semester what changes exactly ? I will just be able to handle the fluc...