Search found 17 matches

by silty2
Sat Jan 10, 2026 12:06 pm
Forum: Health insurance
Topic: Krankenkasse and non-EU pension
Replies: 4
Views: 495

Krankenkasse and non-EU pension

Since this deals with finances as well as health insurance, re-posting here after no response on health insurance thread: Having retired about three years ago and cobbled together no less than three pensions from Canada, as a KVdR member I'm handing over to my KK about 18% of the gross amount of two...
by silty2
Sun Jan 04, 2026 3:01 pm
Forum: Health insurance
Topic: KV/PV payments as a pensioner
Replies: 11
Views: 2257

Re: KV/PV payments as a pensioner

Hi and a Happy New Year to you all, be you retired, pensioned off, or just the retiring type. Picking up on this thread, having retired about three years ago and cobbled together no less than three pensions from Canada, as a KVdR member I'm handing over to my KK about 18% of the gross amount of two ...
by silty2
Sun Apr 20, 2025 12:09 pm
Forum: Miscellaneous
Topic: Home Printer
Replies: 24
Views: 91383

Re: Home Printer

A couple years ago we needed to print something out and discovered, yet again, that our printer was out of some colour we didn't even need, and so would have had to pay the gougers yet again for more ink. Hadn't used the bloody thing in ages anyway, so it was with much pleasure I took it outside, st...
by silty2
Fri Jun 21, 2024 8:21 am
Forum: Taxes & finance
Topic: Pound to euro exchange rate : Best rate now in the last year it seems.
Replies: 7
Views: 2934

Re: Pound to euro exchange rate : Best rate now in the last year it seems.

It's euro weakness and not pound strength. Even dwarf currencies like the hapless Canucklebuck have risen against the euro in the past few days as the markets digest the possibility that the populist right-wingers win the French elections July 7 follow through on their wildly irresponsible spending ...
by silty2
Fri Jun 21, 2024 8:17 am
Forum: Miscellaneous
Topic: Obituaries
Replies: 148
Views: 90722

Re: Obituaries

Sutherland's role as maryjane-smoking professor David Jennings in Animal House.

Will always remember that long stare after one of the students asks him through the haze, "Where can I buy some of this pot?"
by silty2
Tue Jun 18, 2024 10:16 am
Forum: Traveling in Europe
Topic: Buying a bike ticket online
Replies: 8
Views: 5145

Re: Buying a bike ticket online

Twice in the past week I had to re-learn how to buy a bike ticket online, because you just can't see it first off. We have the Deutschlandticket and were going on a longer trip, so I needed the Fahrrad ticket that's good for the whole country - never mind that some checkers don't bother asking for i...
by silty2
Mon Jun 03, 2024 4:17 pm
Forum: Taxes & finance
Topic: German taxation of foreign interest bearing account
Replies: 47
Views: 251007

Re: German taxation of foreign interest bearing account

Indeed, that would be the least attractive option around.
by silty2
Fri May 31, 2024 9:52 am
Forum: Taxes & finance
Topic: German taxation of foreign interest bearing account
Replies: 47
Views: 251007

Re: German taxation of foreign interest bearing account

Yes, that is my opinion, since that is the way it will be for anybody who has a non-€ Festgeld in a German bank. Actually, with the extension published in the BMF letter of 11.07.2023, if a Festgeld at a German bank/broker was entered into before Jan 1, 2025 , it would not yet subject to the new ru...
by silty2
Thu May 30, 2024 6:39 pm
Forum: Taxes & finance
Topic: German taxation of foreign interest bearing account
Replies: 47
Views: 251007

Re: German taxation of foreign interest bearing account

Hi Panda, and thank-you once again for your thorough explanations, discussion, and opinions. So to recap - because the word retroactive jumps out as new information and gives me a bit of pause... has anything changed in the application of the new rules since you first dropped this into the TT forum?...
by silty2
Wed May 29, 2024 1:20 pm
Forum: Taxes & finance
Topic: German taxation of foreign interest bearing account
Replies: 47
Views: 251007

Re: German taxation of foreign interest bearing account

Hi all, Just dropping in some information on this new taxation that got lost from TT's demise. The wayback machine linked to above only has one page - and the following appeared several pages later. I remember thinking when I saved it: some day, TT won't be here, and I'll need this. Nevertheless I a...
by silty2
Sat May 25, 2024 4:24 pm
Forum: Munich
Topic: hTTi Meeting in Munich
Replies: 79
Views: 51970

Re: hTTi Meeting in Munich

Fraufruit wrote: Fri May 24, 2024 6:56 pm
silty2 wrote: Tue May 21, 2024 8:49 am Enjoy your dinner and with a little more warning and some chain lube I'd be down for a nice, long bike ride to the next one. :)
Where are you? Don't see you location.
I am somewhere south of Kiel and north of Hanover, northwest of Berlin and southeast of St Peter-Ording
by silty2
Tue May 21, 2024 8:49 am
Forum: Munich
Topic: hTTi Meeting in Munich
Replies: 79
Views: 51970

Re: hTTi Meeting in Munich

Enjoy your dinner and with a little more warning and some chain lube I'd be down for a nice, long bike ride to the next one. :)
by silty2
Thu Mar 07, 2024 4:13 pm
Forum: Taxes & finance
Topic: What tax breaks are available to disabled and their carers?
Replies: 8
Views: 3159

Re: What tax breaks are available to disabled and their carers?

I had to go into Reha for about a month a while back while still working. Part of the program was how to deal with officialdom, especially in getting benefits for yourself. They told me that I would absolutely qualify for a 20% Behinderungsgrad. No discounts or free entry at museums, etc. (one of th...
by silty2
Sun Mar 03, 2024 5:48 pm
Forum: Taxes & finance
Topic: Pension lump sum calculation
Replies: 8
Views: 3049

Re: Pension lump sum calculation

Well, that is good to learn, Panda - thanks for that! I'm now going to just go for the monthly, which is a 15% withholding tax. Maybe I'll get to outlive the lump sum amount, actuaries be damned. This all has to get reported to the Krankenkasse, and they take their cut. Given exchange rate fluctuati...
by silty2
Wed Feb 28, 2024 1:38 pm
Forum: Miscellaneous
Topic: The Vent
Replies: 21
Views: 8468

Re: The Vent

Most appropriate!
by silty2
Tue Feb 27, 2024 5:19 pm
Forum: Taxes & finance
Topic: Pension lump sum calculation
Replies: 8
Views: 3049

Re: Pension lump sum calculation

Yeah, and I just found out that if I want the lump sum, Canada will deduct 25% as a withholding tax. Regular payments are withheld at 15%.

I guess there's no way to claim that back from the Finanzamt, something like a Foreign Tax Credit?
by silty2
Tue Feb 27, 2024 10:17 am
Forum: Taxes & finance
Topic: Pension lump sum calculation
Replies: 8
Views: 3049

Pension lump sum calculation

Hey all, or those still around, hello and thanks for thinking of including me as one of the few. I was going to save this information as I did other useful stuff before TTGermany's last gurgle down the drain, but alas, did not, and googling for it is not helpful. So I just got off the blower with my...